Credit Card Pricing: Bank Cards | Highland Park Bank & Trust

Consumer Credit Card Pricing

	Visa Platinum Card	Visa Classic Card
Qualifications	Minimum Annual Income of $35,000 with a Minimum Credit Line of $5,000	Open for all qualifying applicants
Annual Fee	No Annual Fee	No Annual Fee
Annual Percentage Rate (APR) for Purchases	5.9%* for the first six months. Thereafter:
Annual Percentage Rate (APR) for Purchases	Prime +7.9%^**	Prime +7.9%^**
Cash Advance Fee	2% of the Cash Advance Amount, subject to a minimum fee of $2
Grace Period	25 days for purchases. No grace period for cash advances.
Other Fees	Cash advance fee: 2%, $2 minimum Late Payment fee: $29 Overlimit fee: $29 NSF fee: $29 Pay-by-Phone $10
This information is accurate as of 03/01/2006 and may change. To find out what may have changed call us at 800-640-4934. **The Prime Rate used to determine your APR is a variable rate that is adjusted on the 25th day of each month based on the National Prime Rate published in The Wall Street Journal. (Currently 7.50%).