Identity Guard®
Identity theft is growing at an alarming rate. In today's fast paced world, knowledge is power, and we do our best to arm you with the knowledge you need to protect yourself and your family from identity theft. Learn more about how to protect your Identity.
What Is Identity Theft?
Identity theft is among the fastest growing crimes in the country and the results can be financially and psychologically devastating to the victims. Identity theft occurs when someone uses a person's financial or personal information without permission and takes control over their existing accounts, opens new accounts, or commits crimes, such as fraud, using that person's identity.
Recent studies from the Federal Trade Commission estimate that 9 million Americans have their identities stolen each year, meaning there is a good chance that you or someone you know will become a victim of identity theft, if you or they haven't already. Victims can end up spending massive amounts of time, money and energy trying to restore their good name and credit record - they may not even know their identity has been stolen until it comes time to apply for a loan or credit application. By this time, major damage may have already been done to their credit.
Where Can Accountholders Turn For Protection Against Identity Theft?
IDENTITY GUARD® from Intersections Inc. is an industry-leading, comprehensive suite of consumer defenses that offers four levels of protection service to choose from, with each level adding an increase in benefits. To help introduce these solutions, Deluxe is offering six months of free enrollment in the IDENTITY GUARD GOOD START(sm) service.
LEVEL 1: GOOD START(sm)
First six months free, then $4.99/month or $49.95/year*
Credit bureau monitoring verifies the accuracy of the consumer's credit file as it changes, while e-mail alerts notify them of changes. Credit Education Specialists are on call via toll-free hotlines to help validate each inquiry and provide assistance if anything just doesn't seem right.
LEVEL 2: WATCHFUL EYE(sm)
$7.99/month or $79.95/year*
Adds surveillance of the Internet's "financial black market" and "back alley" chat rooms and newsgroups to ensure registered credit card numbers and financial information are not being traded, exchanged or sold by identity thieves. WATCHFUL EYE(sm) is especially useful for frequent users of the Internet, cell phones and other wireless devices.
LEVEL 3: EXTRA CAUTION(sm)
$11.99/month or $119.95/year*
Creates a comprehensive safety net with in-depth monitoring of all three credit bureaus every business day, including prompt e-mail alerts if the consumer's files change. Allows personal review of these alerts to remove suspicion and ensure that each inquiry was properly authorized. This level is ideal for frequent users of credit and financial products.
LEVEL 4: TOTAL PROTECTION
$14.99/month or $149.95/year*
Takes protection to the highest level and helps stop identity theft in its earliest stages. Includes daily surveillance for unlawful use of Social Security numbers and other sensitive data, reporting on public record profiles, and scanning for cell phone and other applications fraudulently submitted in the consumer's name. 3-in-1 credit bureau reports, scores and alerts round out the service.
Questions?
If you have any questions about IDENTITY GUARD®, please e-mail your inquiries to identityguard@deluxe.com.
*To qualify for the discounted rate on increased levels of protection, you must first enroll in GOOD START(sm) by visiting www.deluxe.com/identityguard. Prices subject to change without notice.
Note: This special offer is available for new enrollments only at www.deluxe.com/identityguard. Enrollments at www.identityguard.com will not be given the free INDENTITY GUARD GOOD START(sm) service free for six months.
