Loan Rates
Residential Mortgage
Contact us for current rates.
Home Equity Line of Credit*
Rates as of: June 26, 2009
Home Equity Line Rates |
|
Term |
Credit Limit Range |
Interest Rate |
APR |
|
10 Years |
$0 - $99,999 |
Prime + 1.00% |
5.50% |
|
10 Years |
$100,000 - $499,999 |
Prime + 0.50% |
5.50% |
|
10 Years |
$500,000 - $999,999 |
Prime + 0.25% |
6.00% |
*Offer applies to new home equity customers only. The Annual Percentage Rate (APR) is a variable rate based on the highest Prime Rate in the Money Rates section of the Wall Street Journal (the "WSJ Prime"). The maximum APR for all credits is 20%. The minimum APR for Line of Credit Accounts with credit limits up to $499,999 is 5.50% and is 6.00% for Accounts with limits between $500,000 and $999,999. Offer applies to owner occupied one-to-four family residences with a maximum loan-to-value ratio of 80% that are securing the transaction and are located in the state of Illinois. Normal underwriting guidelines apply. A $500 documentation fee is required at or before settlement. Consult your tax advisor about the deductibility of interest. Purchase of property insurance is required.
Other Loans (Construction, Overdraft Protection, Auto, Debt Consolidation)
Contact us for current rates.
