Deposit Rates

NOW Account, Savings and Money Market Rates

 

Rates as of: July 27, 2010

 Deposit Rates

Account Type

From

To

Interest Rate

APY¹

 N.O.W. Account

 $0.00

 $24,999.00

0.20%

0.20%

 

 $25,000.00 +

 

0.25%

0.25%

 Single Solution Checking

$0.00 

 $799.00

0.00%

0.00%

 

 $800.00

$1,999.00

0.10%

0.10%

 

$2,000.00

$9,999.00

0.30%

0.30%

 

$10,000.00

$49,999.00

0.65%

0.65%

 

 $50,000.00

$99,999.00

1.00%

1.00%

 

 $100,000.00 +

 

1.19%

1.20%

 Junior Savers Club

All Balances

 

0.75%

0.75%

 Savings Account²

All Balances

 

0.50%

0.50%

 Supreme Money Market Account³

$0.00

$1,999.00

0.20%

0.20%

 

$2,000.00

$24,999.00

0.70%

0.70%

 

 $25,000.00

$49,999.00

1.00%

1.00%

 

$50,000.00 +

 

1.09%

1.10%

Premier Savings4

$5,000.00

$9,999.00

0.30%

0.30%

 

$10,000.00

$49,999.00

0.65%

0.65%

 

$50,000.00

$99,999.00

1.00%

1.00%

 

$100,000.00 +

 

1.30%

1.31%

 Treasury Market Index5

$5,000.00 +

 

0.70%

0.70%

¹Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are variable and subject to change after the account is opened.  Fees may reduce earnings.  ²Regular Savings Accounts require a minimum balance of $200.00 to avoid a maintenance fee.  ³Money Market Accounts require a minimum balance of $2,000.00 to avoid a maintenance fee.  4Premier Savings Accounts require a minimum balance of $5,000.00 to avoid a maintenance fee and earn interest.  5Treasury Market Index Accounts require a minimum balance of $5,000.00 to avoid a maintenance fee.

 

 Variable Rate8 Certificates of Deposit6

Term

From

To

Interest Rate

APY

 12 Months

 $5,000.00 +

 

0.70%

0.70%

 

 Fixed Rate7 Category Certificates of Deposit6

 Regular Rate

Term

From

To

Interest Rate

APY

3 Months

$1,000.00

$24,999.00

0.20%

0.20%

6 Months

$1,000.00

$24,999.00

0.30%

0.30%

12 Months

$1,000.00

$24,999.00

0.60%

0.60%

18 Months

$1,000.00

$24,999.00

0.80%

0.80%

24 Months

$1,000.00

$24,999.00

1.04%

1.04%

30 Months

$1,000.00

$24,999.00

1.00%

1.00%

36 Months

$1,000.00

$24,999.00

1.34%

1.35%

48 Months

$1,000.00

$24,999.00

1.59%

1.60%

60 Months

$1,000.00

$24,999.00

1.98%

2.00%

 With Qualifying Checking Account

Term

From

To

Interest Rate

APY

3 Months

$1,000.00

$24,999.00

0.21%

0.21%

6 Months

$1,000.00

$24,999.00

0.32%

0.32%

12 Months

$1,000.00

$24,999.00

0.63%

0.63%

18 Months

$1,000.00

$24,999.00

0.84%

0.84%

 24 Months

$1,000.00

$24,999.00

1.09%

1.10%

30 Months

$1,000.00

$24,999.00

1.05%

1.06%

36 Months

$1,000.00

$24,999.00

1.41%

1.42%

48 Months

$1,000.00

$24,999.00

1.67%

1.68%

60 Months

$1,000.00

$24,999.00

2.08%

2.10%

 

 Jumbo Fixed Certificates of Deposit6

 Regular Rate

Term

From

Interest Rate

APY

3 Months

$25,000.00 +

0.25%

0.25%

6 Months

$25,000.00 +

0.35%

0.35%

12 Months

$25,000.00 +

0.65%

0.65%

 18 Months

$25,000.00 +

0.90%

0.90%

24 Months

$25,000.00 +

1.09%

1.10%

30 Months

$25,000.00 +

1.04%

1.04%

36 Months

$25,000.00 +

1.44%

1.45%

48 Months

$25,000.00 +

1.69%

1.70%

60 Months

$25,000.00 +

2.08%

2.10%

 With Qualifying Checking Account

Term

From

Interest Rate

APY

3 Months

$25,000.00 +

0.26%

0.26%

6 Months

$25,000.00 +

0.37%

0.37%

12 Months

$25,000.00 +

0.68%

0.68%

18 Months

$25,000.00 +

0.95%

0.95%

24 Months

$25,000.00 +

1.14%

1.15%

30 Months

$25,000.00 +

1.09%

1.10%

36 Months

$25,000.00 +

1.51%

1.52%

48 Months

$25,000.00 +

1.77%

1.79%

60 Months

$25,000.00 +

2.18%

2.21%

 

6A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit.  7The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00.  8The minimum balance required to open a variable rate Certificate of Deposit is $5,000.00.  The Rate and Annual Percentage Yield (A.P.Y.) on a variable rate Certificate of Deposit may change after the account is open.  Fees may reduce earnings.  Rates on other maturities available on request.  Please contact a personal banker for additional information.

For current rate information please call 847-234-2882

Member FDIC