Deposit Rates
NOW Account, Savings and Money Market Rates
Rates as of: March 2, 2010
Deposit Rates |
|
Account Type |
From |
To |
Interest Rate |
APY¹ |
|
N.O.W. Account |
$0 |
$24,999 |
0.20% |
0.20% |
|
|
$25,000.00+ |
|
0.25% |
0.25% |
|
Single Solution Checking |
$0 |
$799 |
0.00% |
0.00% |
|
|
$800 |
$1,999 |
0.10% |
0.10% |
|
|
$2,000 |
$9,999 |
0.30% |
0.30% |
|
|
$10,000 |
$49,999 |
0.65% |
0.65% |
|
|
$50,000 |
$99,999 |
1.00% |
1.00% |
|
|
$100,000+ |
|
1.29% |
1.30% |
|
Junior Savers Club |
All Balances |
|
0.75% |
0.75% |
|
Savings Account² |
All Balances |
|
0.50% |
0.50% |
|
Supreme Money Market Account³ |
$0 |
$1,999 |
0.20% |
0.20% |
|
|
$2,000 |
$24,999 |
0.70% |
0.70% |
|
|
$25,000 |
$49,999 |
1.00% |
1.00% |
|
|
$50,000+ |
|
1.09% |
1.10% |
|
Treasury Market Index4 |
$5,000+ |
|
0.80% |
0.80% |
¹Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are variable and subject to change after the account is opened. Fees may reduce earnings. ²Regular Savings Accounts require a minimum balance of $200.00. ³Money Market Accounts require a minimum balance of $2,000.00. 4Treasury Market Index Accounts require a minimum balance of $5,000.00.
Variable Rate7 Certificates of Deposit5 |
|
Term |
From |
To |
Interest Rate |
APY |
|
12 Months |
$5,000.00+ |
|
0.80% |
0.80% |
Fixed Rate6 Category Certificates of Deposit5 |
Regular Rate |
Term |
From |
To |
Interest Rate |
APY |
|
3 Months |
$1,000 |
$24,999 |
0.20% |
0.20% |
|
6 Months |
$1,000 |
$24,999 |
0.30% |
0.30% |
|
12 Months |
$1,000 |
$24,999 |
0.65% |
0.65% |
|
18 Months |
$1,000 |
$24,999 |
0.80% |
0.80% |
|
24 Months |
$1,000 |
$24,999 |
1.09% |
1.10% |
|
30 Months |
$1,000 |
$24,999 |
1.09% |
1.10% |
|
36 Months |
$1,000 |
$24,999 |
1.49% |
1.50% |
|
48 Months |
$1,000 |
$24,999 |
1.69% |
1.70% |
|
60 Months |
$1,000 |
$24,999 |
2.08% |
2.10% |
Founder's, Platinum Preferred, Lake Forest/Lake Bluff Account |
|
Term |
From |
To |
Interest Rate |
APY |
|
3 Months |
$1,000 |
$24,999 |
0.21% |
0.21% |
|
6 Months |
$1,000 |
$24,999 |
0.32% |
0.32% |
|
12 Months |
$1,000 |
$24,999 |
0.68% |
0.68% |
|
18 Months |
$1,000 |
$24,999 |
0.84% |
0.84% |
|
24 Months |
$1,000 |
$24,999 |
1.14% |
1.15% |
|
30 Months |
$1,000 |
$24,999 |
1.14% |
1.15% |
|
36 Months |
$1,000 |
$24,999 |
1.56% |
1.58% |
|
48 Months |
$1,000 |
$24,999 |
1.77% |
1.79% |
|
60 Months |
$1,000 |
$24,999 |
2.18% |
2.21% |
Jumbo Fixed Certificates of Deposit5 |
Regular Rate |
|
Term |
From |
Interest Rate |
APY |
|
3 Months |
$25,000+ |
0.25% |
0.25% |
|
6 Months |
$25,000+ |
0.35% |
0.35% |
|
12 Months |
$25,000+ |
0.70% |
0.70% |
|
18 Months |
$25,000+ |
0.90% |
0.90% |
|
24 Months |
$25,000+ |
1.14% |
1.15% |
|
30 Months |
$25,000+ |
1.14% |
1.15% |
|
36 Months |
$25,000+ |
1.59% |
1.60% |
|
48 Months |
$25,000+ |
1.79% |
1.80% |
|
60 Months |
$25,000+ |
2.18% |
2.20% |
Founder's, Platinum Preferred, Community Accounts |
|
Term |
From |
Interest Rate |
APY |
|
3 Months |
$25,000+ |
0.26% |
0.26% |
|
6 Months |
$25,000+ |
0.37% |
0.37% |
|
12 Months |
$25,000+ |
0.74% |
0.74% |
|
18 Months |
$25,000+ |
0.95% |
0.95% |
|
24 Months |
$25,000+ |
1.20% |
1.20% |
|
30 Months |
$25,000+ |
1.20% |
1.20% |
|
36 Months |
$25,000+ |
1.67% |
1.68% |
|
48 Months |
$25,000+ |
1.88% |
1.90% |
|
60 Months |
$25,000+ |
2.29% |
2.31% |
5A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. 6The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00. 7The minimum balance required to open a variable rate Certificate of Deposit is $5,000.00. The Rate and Annual Percentage Yield (A.P.Y.) on a variable rate Certificate of Deposit may change after the account is open. Fees may reduce earnings. Rates on other maturities available on request. Please contact a personal banker for additional information.
For current rate information please call 847-234-2882
Member FDIC
